Punta Gorda Isles, Punta Gorda - Announcing 9332 Vivante, a 2,338 sq. ft., 3 bath, 3 bdrm "Mediterranean-Style Village Gated-Secure!". Now 
MLS® $289,900 - Open Harbor-Water Views!.
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Short Sale-Must Sell!
• 1,432 sq. ft., 2 bath, 3 bdrm single story "Nice Size Pool with Lanai" - 
MLS® $79,900 - Great Buy Pool Home
NE Port Charlotte, Port Charlotte - Now this is a bargain for 3 bedrooms, hardwood-style floors, new tile and kitchen cabinets and is very inviting. This home is situated in a great neighborhood with nice homes all around and close to everything. This is a must see! The over-sized pool with newer cage and huge entertainment area is perfect for gatherings and a refreshing swim. Newer roof too! This is a short-sale with pre-approval at list price. Sold As Is.
Make an appointment today!
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NE Port Charlotte, Port Charlotte - Announcing a price approved by lender short-sale at 20176 Susan Ave., a 1,432 sq. ft., 2 bath, 3 bdrm single story "Over Sized Pool with Lanai". Now MLS® $79,900 - Great Buy Pool Home.
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Manicured Community-Pool-Tennis-FOR RENT
• 870 sq. ft., 2 bath, 2 bdrm multiplex " Outstanding Location-Deep Creek" - $695 USD Monthly - Includes Assoc. Fee
Deep Creek, Punta Gorda - Wood Laminate Floors, Tile, Granite and More! All New Appliances including Smooth-Top Range- Get inside and check out the area for a year if you like. You'll love Charlotte County and what it has to offer! Beat the Cold and have a Vacation-Retreat in SW FL near Charlotte Harbor for boating/fishing/sailing, golfing with Deep Creek Golf & Country Club within 4 mintes, a heated pool, tennis, shuffle board, Bocce Ball, Horse-Shoes, a puting green and more right on site. It's all included in your rent along with all maintenance, garbage pick-up and more. This is a real fun place to live and there's activities if you like as well with cook-outs by the pool and clubhouse! There's plenty of restauarants and entertainment very close with shopping and well; you get the picture! Tropical Zone 9 is waithing for you.
So if you're looking to check out our area before you buy or if you just feel more comfortable renting for now, check out this Condo that has a view from the front door to the pool and other amenities.
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South Punta Gorda Heights, Punta Gorda - Announcing 26191 Angelica, a 1,476 sq. ft., 2 bath, 3 bdrm single story. Now $99,900 - Affordable Punta Gorda FL. Over-Sized Lot & Garge! Great Buy!!
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NW Cape, Cape Coral - Announcing a price reduction on 2724 NW 46th Ave., a 3,100 sq. ft., 3 bath, 3 bdrm 2 story "Contemporary Design". Now MLS® $500,000 - Waterfront Home.
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North Port, Sarasota County - Announcing 2885 Muglone Lane, a 1,921 sq. ft., 2 bath, 3 bdrm single story. Now MLS® $129,900 - Just under 2,000 sq. ft..
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South Venice Beach, South Venice - Announcing a new listing on 201-624 Flamingo Dr., a 991 sq. ft., 2 bath, 2 bdrm other "Condo Furnished-Beach Complex". Now 
MLS® $249,900 - Affordable Beach Condo. White Sand Beaches Await!
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These days you need to be 3 steps ahead of the gang on these fabulous bargains and opportunities. Check this Blog Daily and get the updated List or sign up at the Website for one to be e-mailed to you daily. Call or e-mail us if you need any assistance.
Look for next week's new Blog Post or get in on the latest Real Estate News and interesting events or informational sites by e-mailing us using "Get the Buzz-Hoyle Report" as the subject line.
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Thanks and Make it a Great Day!
Bill Hoyle
The According To Hoyle Group - Sun Realty
Your Florida Real Estate Connection
SW FL Foreclosures
Double Side-By-Side Lots One Price!
• lot / land "Double Lot With Public Water" - MLS® $16,000 - Price is for Both Lots
NW Port Charlotte, Port Charlotte - Double Lot in Port Charlotte near beach complex/parks, boat ramps, shopping and every amenity you could ever want in SW Tropical Forida! Public Water at street. Build your dream home on a setting with no restrictions for the RV, Boat and Toys. There's room for that large garage you've always wanted too! (Taxes shown are per lot.)
Price Shown $16,000 is for both lots!! Great investment in a growing and popular area.
Enjoy golfing, the Harbor and fishing/boating year-round. You can't find them any better than this! Call today for a showing and more info!
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Oh, I know it's just another Realtor telling you now's the time to buy! Well the truth is, many others including highly rated experts are saying the same thing. Is now really the time to buy?
The simple answer is; YES!!
Here's why. First of all, we must emphasize that Real Estate is Local in Nature! This simply means that one market may be very different than the other. That's why I laugh when you see National Statistics on the news programs and in the newsrags that are so general that they really mean nothing. Savvy people already know this. In fact, they love it. It limits their competition when they go to buy. Getting a good buy is not just for investors you know. People that wish to own, live, enjoy their homes and grow a family or have memories know that there's nothing like owning your own home. It makes good sense emotionally but also financially.
I don't know about you but a Stock is nothing but a piece of paper to me any more. It is not only very volatile but gives me nothing in return as far as enjoyment or any tangible benefit. I can't grow a garden on it, I can't walk on it, build on it, and all of the Real things you get with Real Estate. A home is where your heart is and let's face it; what are your fondest memories? My guess is that it's your childhood growing up in a home and the surrounding areas or perhaps the lake home where you and your friends fished, swam, water-skied or the like. Maybe it's the wooded settings or hills, sandy beaches near by, friends you had or love of family. These are the most important things in life and the last things most of us will probably reflect on when we're in our last moments here on earth.
I'm speaking of SW Florida and the market here where I saw prices drop in half. The homes are now more affordable than ever and with interest rates being low, it is the best time to jump in before rates go higher. (They're being held down artificially right now in my opinion.) There is approx. 9.3 months supply of homes on the market right now in this general area. This means that in a normal market, approx. 6 months supply would be available. So with a 9.3 months supply, it would take 9 months to sell off most of the current inventory of homes on the market. What does this mean? It means there are some good choices and options for most home buyers.
Then there's the Tax Credit that is available to many home buyers. You can learn more about that on the website at: http://www.homespuntagorda.com (See the video)
Now let me see; good choices, low interest rates, prices very, very attractive............
There are many buyers in our marketplace currently that have figured this out. If you're thinking about it, the time to get moving is now! Seriously! No Bull, No Bias, No Kidding! Snooze-You-Lose! Spaek Now or Forever Hold Your Peace!
We've been hearing good news and bad news regarding how lenders are working with homeowners to stay in their homes. Whether they have been working on doing a short-sale or in foreclosure; how well did the lender facilitate the process of a Loan Modification, a short-sale or did the lender file a foreclosure?
Was the lender helpful, did they follow proper protocol, were they organized and was it easy to communicate with the right people that could help.
Are you one of the savvy buyers taking advantage of the best real estate opportunity that will happen in our lifetime? Where are you currently living and what is going on in your market?
We want to hear from you! Are you employed, laid off, changed jobs, retiring or in the market for a second home, your first home and do you know about the special programs available now?
We are gathering information regarding certain lenders that received bail-out money and how that is being put to use. We want to praise the good ones while exposing the greed and abuse from the lenders that your tax dollars will pay for in the years to come.
Do you think this is a good time to buy? Where are you looking to buy. We want everyone to share their views and comments with Real-Life Experiences so we all can benefit. This is your outlet to say what's happening in your life and what your opinions are. Get on board and make a comment.
Please-No Profanity! Keep it concise yet informative. Do not abuse the privilege and stay professional and courteous. This is for everyone's benefit! Enjoy! Share your Experiences both good and bad.
Thanks!
Bill Hoyle
The According To Hoyle Group
Sun Realty
AARE CAI
Your Real Estate Connection
Double Side-By-Side Lots One Price!
• lot / land "Double Lot With Public Water" - MLS® $16,000 - Price is for Both Lots
NW Port Charlotte, Port Charlotte - Double Lot in Port Charlotte near beach complex/parks, boat ramps, shopping and every amenity you could ever want in SW Tropical Forida! Public Water at street. Build your dream home on a setting with no restrictions for the RV, Boat and Toys. There's room for that large garage you've always wanted too! (Taxes shown are per lot.)
Price Shown $16,000 is for both lots!! Great investment in a growing and popular area.
Enjoy golfing, the Harbor and fishing/boating year-round. You can't find them any better than this! Call today for a showing and more info!
Property information
NW Port Charlotte, Port Charlotte - Announcing a New Listing on 843 & 849 Cordele Ave., 2 lots/ land "Double Lot With Public Water". Now MLS® $16,000 - Price is for Both Lots.
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Well I guess my "sit back and watch the circus" attitude has to go. The signs of digging out are starting to show as the Florida and National real estate markets begin to show some signs of improvement. I'm sure we'll still see peaks and valleys but it appears we are seeing the bottom. I expect we will see this phase for the next year as we diminish the supply.
Many people are beginning to shop and buy right now. Surprisingly, they are mostly end-user buyers. There has been a pinned up demand for sometime and for those lucky enough to have the cash and/or good credit, they are taking advantage since the selection is probably the best it will get. The FHA programs that offer financing with a bit less than perfect credit are making loans as well. Some of these buyers are getting substantial loans with a high 600s credit score.
There are those that felt the Bail-Out, sorry I mean "Rescue" was not needed, however the world market had to be stabilized. Of course we know that it was Bush's fault just like the bad weather and the Twin Tower attack and the news media made it all worse. Sorry for the cynical attitude but somewhere out there, there must be some reasonable thinkers that are tired of this never-ending election campaign and people that question the truthfulness of politicians.
In the meantime, the rest of us live our lives and try to make the best of this time on earth for ourselves and families. Speaking of time; if we wait long enough the market will be perfect and then it will all be over. (Our lives that is) I suggest we go back to the pursuit of happiness. By that I mean, let's get our priorities straight. I don't know about you but a piece of paper called a share and the proposed dollar value is not as tangible as a home and real estate. A home is a place to hang your hat, to enjoy, have holiday diners and where memories are made. Real estate has always been more of a long-term investment unlike the day-traders that got in, in 2004-2006. many got caught with their pants down. I am not happy about that however it didn't take a genius to see that the supply was building up far too fast and the end users were not filling the void. I saw it coming in early 2004. (I'm speaking of the South Florida Market)
Now for the rest of the story; there were and are far too many good people that were hurt by the unraveling of the real estate market. By that I mean you always here about the irresponsible folks that took out loans that they never should have taken and that caused the melt-down. To a degree that is true but you never hear about the good, honest, hard working people that had a good job, worked every day, paid their bills and were merely pursuing the American Dream of a home for their family. As the investors and greedy builders (This is a cycle and history repeats itself.) made prices sore, people had to buy at higher prices. Even the rental markets were high or non-existent in some cases such as hurricane struck areas where housing was nearly impossible to obtain for a while unless you were willing to pay the price. Most Had to Pay the Price. Then came the crash. Those good honest, hard-working citizens either lost their jobs, had a reduction in pay or took another job to try and make ends meet. These were/are good hard-working Americans. I'm tired of hearing the blame on people that took out irresponsible loans they could not afford. Some did take on loans they should not have but very many of them could afford it at the time. I guess they counted on the Gate-Keeper (Lenders) and the market to stay relatively stable. I guess they should have been able to predict the future or be sophisticated financial analysts. (I'm not speaking about the investors that drove up the prices and then walked away when it was all over only to leave a never-lived-in home behind.) Many homeowners were/are up-side-down in the homes, their insurance rates went up and the counties killed them with higher taxes. Many of these good citizens were rebuilding or fortifying the homes to higher building codes.
I don't hear anyone talking about that side of the story. This side needs to be said. If we can bail out the fat-cats, why can't we help out the end-user, homeowners that are well intended; you know, the American worker I was talking about? This would help out the supply problem and stabilize the market to some extent. Get it; Supply & Demand? Economics 101?
Now of course these people would need to be employed, show signs they could make payments and be willing to even pay back some sort of fee for the aid, but this would help slow the foreclosure rates. As a side note; they are not telling you that the primary reason banks are not dealing with homeowners in good faith and as a matter of just plain good business sense is because the loans are bundled and sold as securities to stock holders. As some, not all of these stock holders collect dividends, they somehow have determined that the stock holders or directors have to give permission on a case by case basis to break them back apart to restructure a loan. Am I making sense yet? Not really because they have also determined in some cases that the stock holders lose more money by restructuring a loan than to go through with a foreclosure process. I'll save you the time of explaining what happens to a family during a foreclosure process and some of the end results and effects to the market. I guess the fat-cats win again.
So now for the better news; the sales for September not only rose in Florida but also nationally. The prices have adjusted and are extremely attractive!
Here's my recommendation; do your homework now and if your plan was to make a move to anywhere or perhaps South Florida, now's the time to get a bargain. If you can somehow afford it, make your purchase within the next 3-12 months. The selection is awesome right now and there will never be a better time. Don't let me say I told you so. (No risk, no reward. This is Real Property we're talking about, not a piece of paper and smooth-talking stockbroker that should have warned you months ago when to get out. That too will bounce back but we will come out of the financial downturn with Real Estate leading the way. If you would like to see the reports on the sales in and around the nation's cities, e-mail me and ask for the area of choice. bill@accordingtohoyle.com Be sure to include the area and state you wish to review.
I promise I'll be more positive and up-beat next time, as that is my nature ordinarily. Your Thoughts?